Terms of Service

These terms of Service govern access to and use of the Turbocharge you Finances program, Seven Year Wealth Plan and iFinPlan websites.

General

By accessing and using the program and website you are automatically bound and you agree to be bound by the terms of service set out herein. Should you do not wish to be bound by these terms then please discontinue your use of the program and site; you may not access, display, use, download and/or otherwise copy or distribute the contents obtained at the website.

In these terms the following words or phrases have the following meaning:

“you and your” means the user of the program and website.
“the company” means Stealth Wealth Closed Corporation (CK2009/100871/23).
“the content” means the content of this website which includes but is not limited to information, media, data, literary works, copy, software, code, the look and feel, design, copyrights, trademark rights, patent rights, database rights, moral rights, sui generis rights, intellectual property, proprietary rights, sound recordings, video, published editions, program and computer programs contained, posted or prescribed on this website.
“the or this website” means the iFinPlan website located at the domain name www.SevenYearWealthPlan.com, www.7YearWealthPlan.com, www.iFinPlan.com, www.iWealthCoach.com, www.SevenYearWealthPlan.co.za and www.7YearWealthPlan.co.za

You hereby warrant that you have the required legal capacity to enter into and be bound by the terms set out herein.

If you are unsure whether you have the required legal capacity, or you are under the age of eighteen years of age, you must discontinue use of the website until you are certain you have such legal capacity.

The company reserves the right to change, modify, add to or remove portions or the whole of these terms from time to time. Changes may be made at anytime and without notice by posting such change. Changes to these terms will become effective upon such changes being posted on this website.

It is your obligation to periodically check these terms at the website for changes or updates. Your continued use of this website following the posting of changes or updates will be considered notice of your acceptance to abide by and be bound by these terms, including such changes or updates.

Copyright and Intellectual Property Rights

The content comprises proprietary works and the compilation of the proprietary works and is copyright to the company, or the third party owner of such rights, and is protected by international copyright laws.

The company reserves the right to make any changes to the website, the content and/or any services offered through the website at any time and without notice.

All rights in and to the content are reserved and retained by the company or the third party owner of such rights.

Except as specified in these terms, you are not granted a license or any other right including without limitation a right in respect of copyright, trademark, patent or other intellectual property rights in or to the content.

Limited License for Access

The company grants to you, subject to these terms, a non-exclusive, non-transferable, limited and revocable right to access, display, use and video stream the current and future content for personal, non-commercial and information purposes only, provided all copyright, trademark or other similar notices contained in the original materials are retained on the copies.

This website and the content and videos may not be reproduced, duplicated, copied, resold, visited or otherwise exploited for any commercial purpose without the express prior written consent of the company.

The license does not allow you to collect product or service listings, descriptions or other information displayed here, and does not allow any derivative use of this website or the content for the benefit of any third party whatsoever.

You may not frame nor use framing technologies to enclose the company website or the content nor any part thereof without the express written consent of the company.

The company reserves the right to refuse access and remove or edit the content in its sole discretion.

Any unauthorised use terminates the license as set out in this agreement.

Because each member or user has a different set of circumstances and needs to the next person, the entire iFinPlan and Turbocharge your Finances program and content given in this presentation are for general educational and information purposes only and are not intended to be advice as contemplated in the FAIS Act 37 of 2002. A more comprehensive individual financial planning analysis is available by appointment. Therefore, any information or service available on or through the iFinPlan and Turbocharge your Finances program or Website is not intended to constitute conclusive legal, financial, accounting, tax, investment, consulting or other professional advice or services. Before making any financial or other decision, kindly consult a qualified professional advisor.

Limited License for Use

Subject to these terms, a non-exclusive, non-transferable, limited and revocable right is granted to a member representative to access, display, use, and video stream the current and future content for the purposes agreed to by the member and the company in their written agreements, including, but not limited to, the company’s Service Agreement.

This website and the content may only be reproduced, duplicated, copied, visited or otherwise exploited for the specific purposes set out by written agreement from the company.

The license does not allow the member representative to collect service listings, descriptions or other information displayed here and does not allow any derivative use of this website or the Content for the benefit of any third party.

The member representative may not frame nor use framing technologies to enclose the company website or the content nor any part thereof without the express written consent of the company.

The company reserves the right in its sole discretion to refuse service, terminate accounts, remove or edit content or cancel requests in its sole discretion.

Any unauthorised use terminates the license as set out in this agreement.

Limitation of Liability

The website and the content on the website, including any current or future offer of services, are provided on an ‘as is’ basis and may include inaccuracies or typographical errors.

The company does not guarantee, represent or warrant that the website will be uninterrupted, without delay, error-free, omission free or free of viruses.

The member agrees that the company will not be liable for lost profits, lost opportunities or lost data, or any incidental, indirect, special, consequential or punitive damages under any circumstances whatsoever, even if the member has been advised of the possibility of such damages.

The company expressly disclaims all implied warranties, including, but not limited to, merchantability, title, and fitness for a particular purpose, accuracy, non-infringement, compatibility and security.

Privacy, Access To and Use of Information

The company receives various types of information from you and others accessing the website. The company takes every reasonable effort to protect any information received by it. Despite such efforts, it is possible for internet-based communications to be intercepted. The internet is not necessarily a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging.

The company will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you make to the company through the internet, or that you expressly or implicitly authorize the company to make, or for any errors or any changes made to any transmitted information.

The company is committed to the responsible use of personal information collected on this website and your right to privacy. The type of information we collect from you and the use to which we put it is set out hereunder and depends on the purpose of your visit and the information you provide.

Casual Surfing

You may visit the website without providing any personal information. The website servers will, in such instances, collect the IP address of your computer, but not the e-mail address or any other distinguishing information. This information is collected to measure the number of visits, average time spent at the website, pages viewed and the like. The company uses this information to determine use of the website and to improve the content. The company assumes no obligation to protect this information and may aggregate, copy, distribute or otherwise use such information without limitation. If you post unsolicited information to the company website, you grant the company a non-exclusive, royalty-free, perpetual, irrevocable and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display such information throughout the world in any media.

Information You Post to This Website

You grant the company the right to use the name that you submit in connection with such information.

You warrant that, you own or otherwise control all of the rights to the information that you post; the information supplied to the company is accurate; you do not violate these terms and do not infringe the rights of any person or entity; you indemnify the company for all claims resulting from the receipt by the company of the information you supply to it.

Solicited Information You Give to the Company

The company requires certain information to process requests if you require or use any of the company’s services. The company receives and stores all information you enter on the website or give to the company in any other way.

You may choose not to provide certain information, but that may limit the company services that you obtain or use.

The company, in certain instances, provides its services in conjunction with certain third parties. In this regard and unless specifically restricted by you from the license below, you grant to the company and such third parties, a non-exclusive, royalty-free, perpetual, irrevocable and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display such information throughout the world in any media.

The Site provides you and other users an opportunity to submit, post, display, transmit and/or exchange information, ideas, opinions, photographs, images, video, creative works or other information, messages, transmissions or material to us, the Site or others (”Post” or “Postings”). Postings do not reflect our views; and we do not have any obligation to monitor, edit, or review any Postings on the Site.

You are solely responsible for the content that you post on or through the Site, and any material or information that you transmit to other users and for your interaction with other users.

We assume NO responsibility or liability arising from the content of any such Postings nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such Postings on the Site. You are strictly prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law.

Without limiting the foregoing, the following behaviors are strictly prohibited

Strong, vulgar, obscene or otherwise harmful language, racially, ethnically or otherwise, objectionable language, harassing, intimidating, stalking or threatening other community members, Libelous, defamatory or otherwise tortuous language, online vandalism, Impersonation of another person, posting, distributing, transmitting or promoting illegal content, invasion of another’s privacy, actions that are hurtful to minors, posting, providing, transmitting or otherwise making available any materials or information infringing on the rights of a third party, posting, providing, transmitting or otherwise making available any junk mail or spam, and posting, uploading, emailing or otherwise transmitting any material that contains any malicious computer code, or reverse engineering or hacking any materials on the Site.

Indemnity

You agree to indemnify and hold the company, and our subsidiaries, affiliates, directors, members, officers, agents, vendors or other partners and employees harmless from any claim or demand, including attorneys’ fees, made by any third party due to or arising out of any material or information posted, provided, transmitted or otherwise made available by you on the Site or through the Site’s services, or by your violation of these Terms of Service, or by your violation of the rights of another.

The company reserves the right but not the obligation to monitor and edit or remove any information, where posted to public pages. The company takes no responsibility and assumes no liability for any information posted by you or any third party.

Promotional Information

The company aspires to provide first class service to its members, which necessitates the company providing information to you regarding various aspects of the company services. In each instance, you are provided an opportunity to opt-out of such information circulars.

Legal Obligation to Disclose

When the company is required by law to disclose any information provided by you, it has the legal obligation to do so and will do so.

Cookies

The company uses cookies on the website. Cookies are small text files placed on your computer when you first visit the site. Most browsers now recognise when a cookie is offered and permit you to refuse or accept it. If you are not sure whether your browser has this capability, you should check with the software manufacturer, your company’s technology help desk or your Internet service provider.

Feedback

We welcome your questions and comments on our website. Please email us on the email address found on the “About Us” page.